Did the crisis affect you? 3 proven survival techniques Automatic translate
Did the crisis affect you? We will not consider the problem on a national or global scale. We are only interested in our own plans for the future and their fate.
The crisis is felt according to various signs: for example, the salary is delayed at work, debtors are delayed with settlements, the amount of people asking for money in debt has increased, and you have to pay a loan on a real estate pledge regularly.
Many found themselves in a quandary. It is necessary to plan a budget for the next 1-2 years. Check out proven methods.
1. Reduce costs. If before you are used to not denying yourself anything, it will be difficult to answer the question "how to reduce costs" or "how to plan your family budget correctly." Refuse completely from the vital is not necessary. We need to look for alternatives in everything. A vivid example is to change a car to a small car. Lease surplus square meters or rent housing in the center, and rent it yourself away from the center for a significantly lower payment. This is a temporary measure in case of deep financial difficulty.
Significant savings in family budget planning during the crisis are achieved through the rejection of convenience foods and prepared meals. Buying food and cooking is profitable, tasty and healthy. Of clothes, you should not save on shoes, the rest of the things should be purchased at sales. If you have enough willpower, give up entertainment. As a substitute, choose sports and hiking. The crisis will pass, and a good habit will remain in favor.
Restructuring of loans or recalculation of monthly payments will help ease the debt burden. loan secured by an apartment .
2. Increase in income. Developing a home business with minimal investment or a hobby brings regular additional income. Hint - at the height of the crisis, revenue from confectionery, alcohol and tobacco companies is increasing. It is not necessary to produce them; you will earn through wholesale purchases and retail sales. Fortunately, modern technology allows you to start selling from the Internet, without resorting to the search for premises.
If you are a specialist in a particular field, look for overtime work. In the age of information technology, many professionals have the opportunity to work remotely, having at hand a computer connected to the global network. On the net you will find countless information about how to earn money from home.
3. Learn new things. If you are a little over 30, then it is difficult to perceive the very idea of mastering the unknown. After all, stereotypes believe that by the age of 30 you should have housing, a car and a stable income. In practice, far from it. By the age of 30, many young people are just beginning to realize the need for these benefits. So feel free to choose a promising industry and begin to develop. The crisis will end - the skills will remain with you forever. There is a rule in training - once you spend several hours studying complex, then you will be competent. Good luck to everyone in overcoming the crisis!