How to get a Sberbank credit card? Automatic translate
Sberbank credit card is a popular means of payment with an interest-free period of up to 50 days. The product of the bank can be issued at any branch or ordered on the company’s website.
Features of Sberbank credit cards
Plastic cards with a limit on borrowed funds are more convenient than consumer loans: the client has the opportunity to save on interest if he can repay the debt during the grace period.
For Sberbank credit cards, the minimum grace period is 20 days. Maximum customers can use the funds of the bank for 50 days. The condition is valid if the cardholder pays by bank transfer.
When withdrawing cash, a commission is charged: 3% of the amount, but not less than 390 rubles. The grace period does not apply to the withdrawal of credit funds: interest is accrued on the date of cash withdrawal. Details about the cards on the page http://infapronet.ru/sberbank/823-kreditnaya-karta-ot-sberbanka-rossii.html .
How to get a credit card?
Getting a credit for a plastic card is simple: the borrower can use the online application on the Sberbank website and order the product in a department convenient for him. If the borrower is not satisfied with the online loan application at Sberbank , there is an alternative - a visit to the manager at the company’s office.
You must have a passport and income information with you (certificate in the form of 2-NDFL, account statement, copy of the work book).
Information on loans : for salary clients special rates apply - Gold privileged cards with free service. Visitors to the office who receive salaries in Sberbank accounts can draw up an instant card within 15 minutes: it is enough to check with the manager for the availability of a pre-approved offer.
Requirements and features of issuing credit cards of Sberbank
It is impossible to get a loan with a bad credit history at Sberbank: a financial institution gives loans only to verified payers. To become an owner of a credit card, the borrower must:
• Be over 21 years old;
• Have Russian citizenship;
• Provide proof of official income (required experience of at least 6 months).
Cardholders do not need confirmation as part of their payroll contract. For other categories of citizens, standard conditions apply when applying.
The maximum review period is 2 business days. The limit is calculated based on the solvency of the borrower. The decision is made by the bank unilaterally.
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