Insurance of art objects. Protection of cultural values

Art is an important cultural and material asset. Paintings, sculptures, and antiques are easily damaged, lost, or stolen. Insurance protects these objects, minimizing financial losses and preserving them for future generations.

Why is insurance relevant?

As of 2023, more than 70% of exhibits in Russian museums are insured. This is especially important at exhibitions where exhibits are exposed to new risks.

INFULL reliability and professionalism

INFULL is a leading art insurer.

In 2013, the company insured the Icons exhibition in St. Petersburg for 800,000 euros, covering 40 works against damage, vandalism and transportation.

What items can be insured?

INFULL will help you insure:

• Painting, sculpture, antiques, rare photographs and jewelry.
• Museum exhibits and religious objects.

Policies cover fire, flood, theft, vandalism, terrorism and loss in transit. Exclusions: normal wear and tear, nuclear disasters, confiscation and damage during restoration.

Insurance for private collectors

INFULL provides flexible solutions with a premium of 1 - 2% of the estimated value. Documents are required to issue a policy.

Short-term insurance (from one day) is ideal for exhibitions.

The Art Appraisal Process

For state objects, the assessment is carried out by a commission, for private ones - by independent experts. An accurate assessment guarantees that the insurance amount corresponds to the real value of the work.

“At the Icons exhibition, some of the works belong to the authors, some to the Gelman Gallery and the Perm Museum, the cost of the works varies from 1,000 to 120,000 euros. The authors themselves determined the approximate cost of their works,” notes Mikhail Sutyagin, Sales Director at INFULL.

How to choose an insurer?

Check the license of the Central Bank of the Russian Federation, read reviews, evaluate the experience and study the terms of payments.

INFULL helps you compare the cost and conditions of insurance companies.